Practical guides for freelancers and HR teams who want to stop leaving money on the table.
Your health plan covers 171 preventive services at $0 — no copay, no deductible. Most people use fewer than 5. Here's the full list and how to schedule everything before your next open enrollment.
Read more →Most small business owners don't know what they're legally required to offer — and confuse "required" with "required to stay competitive." Here's the plain-English breakdown.
Read more →HSA and FSA both let you pay for healthcare with pre-tax dollars. But they work completely differently — and choosing wrong costs you thousands. Here's the definitive comparison.
Read more →COBRA keeps your old plan but costs 3–4x what you were paying. Most freelancers have better options — here's how to find yours in 30 minutes.
Read more →Freelancers leave an average of $1,200/year in unused benefits. Here are the 5 most common — with exact dollar estimates.
Read more →You picked a marketplace plan. Now actually use it. The freelancer's complete playbook for FSA, HSA, preventive care, and more.
Read more →Stride helps freelancers pick the right marketplace health plan. NudgeWell makes sure they actually use it. Here's how the two tools work together.
Read more →The IRS let Americans forfeit $3 billion in FSA money last year. Here's the exact strategy to spend every dollar before your plan-year deadline — with a prioritized list of what to buy first.
Read more →Every year, employees leave thousands of dollars in benefits on the table. At small businesses, the problem is even worse—and it's costing your company serious money.
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