You have FSA/HSA money, preventive care visits, and wellness programs — but nobody's telling you when to use them. NudgeWell fills that gap, personalized for your coverage.
The Problem
Your employer (or your spouse's employer) gave you an FSA card and called it done. Now it's on you to track balances, deadlines, and what's actually covered.
Most freelancers don't track FSA balances. By year-end, hundreds in employer-funded money disappear — and nobody sends a reminder. You just lose it.
$1,000+ forfeited avg. per year48% of people with 100% covered preventive care visits skip them. No HR team means no reminder to book that annual physical or dental cleaning you're already paying for.
48% skip fully-covered visitsMarketplace plans, spouse plans, COBRA — coverage varies wildly. Googling "is this covered?" at 11pm is not a benefits strategy. You need someone who knows your plan.
Coverage confusion = $400 wastedEAP programs, therapy coverage, telehealth mental health — all there in your plan. All invisible to you until you need them and don't know they exist.
8 free EAP sessions often go unusedHow It Works
No HR department, no onboarding call. Tell us your plan type and we handle the rest.
Freelancer (marketplace/COBRA/spouse plan), or Micro Business (small team). We ask a few quick questions — no health data stored.
We score every opportunity — FSA deadlines, preventive care due, wellness programs available — ranked by dollar value to you.
Timely nudges via email (or SMS add-on) — not a newsletter blast, but specific advice for your specific plan. AI coach available 24/7.
💡 You have an FSA balance of ~$840 that expires Dec 31 — that's in about 67 days. Your preventive care visit (annual physical) is 100% covered under your plan and due by Dec 31. Scheduling now saves you $200+ in uncovered expenses. Want me to find in-network options?
Yes — find a PCP within 10 miles of Portland, OR
✅ Found 3 in-network PCPs within 10 miles accepting your plan. The closest has availability in 5 days. Estimated savings: $340 in preventive care + $840 FSA preserved. Book here →
What You Get
Priced for freelancers. No per-seat math, no surprise bills.
FSA/HSA balance alerts with urgency escalation. Preventive care nudges before deadlines. Enrollment windows — all matched to your specific plan type.
Ask anything: "Is this procedure covered under my plan?" "How do I use my HSA for this?" "What's my deductible status?" — AI trained on your plan type.
Connect Google Fit or Health Connect to track activity goals and unlock wellness rewards. NudgeWell uses step data to surface relevant health programs in your plan.
Mental health (EAP/telehealth), alternative care (chiropractic, acupuncture), tobacco cessation, and biometric screening — NudgeWell surfaces what your plan covers.
Pricing
$14/month for complete personal benefits management. Less than a coworking day pass.
3-day free trial. You'll be charged $14/mo after — cancel anytime.
Have a small team? See Micro Business at $49/mo →
Explore More
Wellness programs and resources to help you get the most from your coverage.
NudgeWell helps you actually use them.